Scalise Real Estate Blog

Here is a collection of some helpful and very informative articles that have been put together to help you in buying or selling your property.

How Owning a Home Grows Your Wealth with Time

6/22/2023

How Owning a Home Grows Your Wealth with Time [INFOGRAPHIC]Some HighlightsIf you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.Over time, homeownership allows you to build equity. On average, nationwide home prices appreciated by 290.2% over the last 32 years.That means your net worth can grow significantly in the long term when you own a...

What Homebuyers Need To Know About Credit Scores

6/22/2023

What Homebuyers Need To Know About Credit ScoresIf you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine your mortgage rate. An article from Bankrate explains:...

Facts About Closing Costs

5/2/2023

Why You May Want an Energy-Efficient Home

5/2/2023

Some HighlightsSince inflation is increasing the cost of goods and services, it may make sense to look for an energy-efficient home.Energy prices have increased over the last year, so look for energy-efficient features in your home search.If you’re looking to buy a home this year, let’s connect so you have a partner to help you consider which features are most important to you.

Winter Home Selling Checklist

12/5/2022

Some HighlightsAs you get ready to sell your house, focus on tasks that make it inviting, show it’s cared for, and boost your curb appeal.This list will help you get started, but don’t forget, a real estate professional will provide other helpful tips based on your specific situation.Let’s connect so you have advice on what you may want to do to get your house ready to sell this season.

Showing Your Home Information for Sellers

2/25/2021

Be Ready to Show at All Times. Sellers should be aware that same-day and even last-minute requests for showings are common. You should always be ready for a showing, so keep your home organized and clean. Tell the kids to put their toys away when they are done playing and make sure you don't let those dishes pile up in the sink.Keep it Flexible. Most agents do try to arrive within the scheduled...

When Buying a Home Determine Your Needs... Information for Buyers

2/25/2021

Before you begin house hunting, create a realistic "shopping list" to narrow your search. Looking for a home can take time, especially if you have not focused on what is most important.Create a "wish list" and a "must have" list. Many people focus more on "wants" than "needs." As a result, they sometimes reject homes that perfectly meet their needs in search of homes that meet their wants, which...

Should You Stay or Should You Go? Information for Sellers

2/25/2021

When agents are showing your home to a prospective buyer, sellers often wonder should they stay or should they go? Some reasons sellers want to stay are because they think agents and buyers won't be able to find everything, that they must be there to point out important features. Truthfully, most just want to be present to see buyer reaction firsthand.Perhaps You Should Go...Sellers should be...

Fixed or Adjustable? Information for Sellers

2/25/2021

Choosing between a fixed rate or adjustable rate loans is the single most important nail-biter of a decision you'll ever make when choosing a mortgage. The mortgage formula -- the method used to determine how much you pay based on your interest rate -- is the same for both types of mortgages.What differs is the very good chance that your monthly payment amount will change through the life of the...

A Good First Impression Helps Sell Your House Information for Sellers

2/25/2021

It can't be overstated; when it comes to buying a house, the first impression is everything. If you're selling or getting ready to sell in the coming months, one of the easiest and most dramatic ways to enhance that first impression is through paint.Fresh paint makes your house look clean, bright, and inviting.Painting your house's exterior and interior before you put it on the market give the...

Why Should You Own a Home? Information for Buyers

2/25/2021

Some people like the flexibility that comes with renting. When you rent, you can live in a neighborhood for as little or as long as you want. You're also free of most maintenance responsibilities – your landlord usually handles repairs.Of course, there are many other reasons owning a home can be beneficial. These are just a few....Build EquityIn the early years of most mortgages, the majority of...

Can You Afford to Buy a House? Information for Buyers

2/25/2021

While everyone would like to live the American Dream of buying and owning a Home, it is important to understand all the costs involved in buying and owning a home.Many potential buyers sometimes forget to factor in the down payment, homeowners insurance and the possibility of depreciation, as well as the costs associated with closing the transaction, moving, purchasing major appliances, and home,...

Where do You Start? Start with Your Credit! Information for Buyers

2/25/2021

When you look for a mortgage, lenders will review your credit report. Your credit report is a history of how you have managed your finances and repaid debt. It provides information on money you have borrowed and a history of your payments.Your credit history is pulled together into a credit report by three private companies: Equifax, Experian and Trans Union. These companies sell your credit...